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Types of Coverage

Comprehensive Solutions for Every Aspect of Your Life

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Homeowners and Commercial Property Insurance

Protecting the roof over your head and your business premises.
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Contents / Renters Insurance

Securing your possessions, whether you own your home or rent.
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Vehicle Insurance

For both personal and commercial vehicles, ensuring you're covered on the go.
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Heavy Equipment Insurance

Specialized coverage for construction sites and the machinery that powers them.
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Loss of Rent & Business Interruption

Safeguarding your income streams against unforeseen disruptions.
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Marine Vessels & Marine Insurance

For the adventurers at heart, covering everything from pleasure boats to commercial shipping.
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Professional Indemnity Insurance

Protecting your professional practice against liability claims.
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Contractors All Risk/Builders Risk

Covers damage to the structure being worked on, as well as the contractor’s own equipment.
View All
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About Us

Welcome To Creque Insurance Agency Limited

At Creque Insurance Agency Limited, we understand the complexities of navigating the vast sea of insurance options. As your trusted partner, we're committed to doing the heavy lifting for you. With a rich portfolio of partnerships with leading insurance companies and brokers, we bring you a wide array of insurance solutions tailored to meet your unique needs. Our expertise lies in simplifying the insurance process, offering clarity, and providing you with the coverage that best suits YOUR life.

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We Partnered with 20K+ Companies

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30 k+
Customers
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260 +
Products
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60 +
Countries
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150 +
Exprt Staffs
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Reminders

Things You Need To Pay Attention To

In Case of an Accident After Business Hours
Immediate Steps: Please contact us on the next working day following the accident. For urgent communication, call or send a message with photos via WhatsApp to (284) 543 2337.
  • Timing: Report accidents immediately or within your policy’s specified timeframe. Always report, regardless of
    the intention to file a claim.
  • Pros and Cons: Let’s discuss the implications of filing your claim, including potential premium increases and
    impacts on no-claims discounts.
  • Coverage Specifics: Inquire about rental reimbursement and auto glass damage coverage.
  • Authority Contact: Always contact proper authorities (911) and attend to injuries without moving seriously
    injured individuals.
  • At the Scene: Maintain safety, don’t admit fault, and don’t agree to out-of-pocket settlements before consulting
    us. Capture photos of the scene and other vehicles’ license plates. Protect your identity and gather witness
    contact information.
  • Post-Accident: See a doctor even if you feel fine initially, as some effects may appear later.
  • Notification: Inform us as soon as possible if your property is damaged or someone is injured on your premises.
  • Immediate Actions: Document and photograph everything without discarding damaged items.
  • Ensure valuations reflect current replacement costs, excluding land value, and are updated every 3 years to prevent underinsurance.
  • Insuring for loan balances or discontinuing coverage post-loan payoff is risky; insure to full replacement cost.
  • Adding individuals to property insurance requires their name on BVI Land Registry documents.
  • Contents insurance is highly recommended for personal belongings within homes, apartments, or office spaces.
  • Understand the distinctions between commercial and private coverages.
  • Use insured vehicles and properties for their stated purposes to avoid claim denials.
  • For newer vehicles (<10 years), comprehensive insurance is advised for broader protection.

Heavy Equipment Insurance

Purchasing plant and machinery is a substantial financial commitment, and any damage to these assets during a project can lead to significant, unforeseen expenses. Heavy Equipment Insurance is crucial as it covers damage to owned or leased machinery such as excavators, diggers, forklifts, dump trucks, mixers, etc. This type of insurance is an all-risks policy that ensures any construction and maintenance tools are protected, safeguarding your investment, and securing the continuous operation of your projects.
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Contractor's Insurance

For contractors, having insurance is essential for peace of mind and financial protection. Contractor’s Insurance is vital because it covers damage to the structure being worked on, as well as the contractor’s own equipment. Furthermore, it provides liability coverage for bodily injury and property damage to third parties, ensuring that contractors are protected against potential legal claims and compensatory damages.
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what we do for you

We Have You Covered

We take care of insurance, so you can take care of the rest.

Insurance is all about peace of mind. It matters to you and it matters to us. That’s why we take the time to answer your questions, address your concerns and explain the insurance process.

One of our clients said: “I am grateful for your patience in responding to my questions and helping me to understand the process/products”.

Call us at 494-2337 and we’d be happy to give you the same great service.

FAQs

Frequently Asked Questions

We, as an independent agent, represent multiple insurers, offering unbiased advice and saving you time on research.
Contact Creque Insurance Agency Limited for guidance through the claims process.
Premiums over $500 can be financed. Discuss your options with us.
To protect your investment fully against unforeseen damages, ensuring financial security and peace of mind.
Consider business interruption or loss of rent coverage to safeguard against lost income during repairs.
Opt for Builders Risk Insurance to protect your project, ensuring coverage evidence from contractors.
These are contractor and architect fees, which may need to be included in your insured sum, depending on the insurer.
  • Ensure that your policies are up to date.
  • Check windows, shutters, and generator function.
  • Stock up on water, non-perishables, and ensure first aid kit readiness.
  • Secure important documents and plan for pet safety.
  • Stay informed about weather forecasts and have a list of emergency contacts ready.

Have Any Other Query?

    Start Your Insurance Experience!

    Call Us 24/7 (284) 494-2337

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